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Personal Banking

Learn which option fits your needs

Loans

Line of Credit

Enjoy the flexibility of a line of credit that may also serve as overdraft protection.

Personal Loans

Loans to purchase a car, a boat, to consolidate debt or other purposes.

HELOC

Take advantage of the equity in your home.

Mortgage

Our PrivatePlus Mortgage division promises great products, pricing, processes and people.

Construction

Our personal construction loan program is simple, flexible and streamlined.

Personal Line of Credit

Enjoy the flexibility of a line of credit that may also serve as overdraft protection on your personal deposit accounts. Depending on the limit requested, the LOC may be secured or unsecured. Subject to credit approval.

Personal Loans

We offer a variety of term loans, which can be used to purchase a car, a boat, to consolidate debt or other purposes. Subject to credit approval.

Home Equity Line of Credit

Take advantage of the equity in your home using a HELOC. We offer flexible terms and competitive rates. Subject to credit approval.

Mortgage lending/Home loans

Our PrivatePlus Mortgage division promises great products, pricing, processes and people. Through PrivatePlus we offer a full range of mortgage products: Purchase, Refinance, Investment, Jumbo products, Second home, Construction, Multiple collateral, Fixed second, Lot loan, and more. PrivatePlus is represented in both our Private Bank of Buckhead and Private Bank of Decatur locations and does business nationally. Visit PrivatePlus Mortgage for more information and geographical restrictions, or ask you Private Bank of Buckhead or Private Bank of Decatur representative for an introduction to one of our seasoned mortgage pros. Subject to credit approval.

Construction loans

Building your new home is exciting and often stressful. We have designed our personal construction loan program to be simple, flexible, and streamlined from the first time you step foot on your lot until your permanent mortgage is in place. We will monitor your contractor/builder through an inspection or “draw” process, providing you peace of mind that your money is being spent appropriately. We even provide you permanent mortgage options so you will have a mortgage ready for you when your construction is complete. We offer flexible terms and competitive rates. Subject to credit approval.