Checking

Private Client Checking Private Interest Checking Private Personal Checking
MONTHLY MAINTENANCE FEE* $18 $12 $12
BALANCE REQUIREMENTS TO AVOID MAINTENANCE FEE** $5,000 Daily Balance
OR $10,000 Average Daily Balance
OR $15,000 Aggregate Balance of
all Deposit Accounts
OR $100,000 or more in loan balances
$1,000 Daily Balance
OR $2,500 Average Daily Balance
$500 Daily Balance
OR $1000 Average Daily Balance
TRANSACTION LIMITATIONS None
EARNS INTEREST+ Yes Yes No
FEATURES No-charge
On-line Banking
No-charge
Bill Pay
No-cost ATM usage
We do not charge ATM fees and we refund ATM fees of other banks.
Other
  • Our highest-yield checking account: Private Client Checking is a personalized, interest-bearing checking account that offers a comprehensive package of banking services for individuals, including:
  • No-charge Private Client Check orders for life of the account
  • No-charge Cashiers Checks, Travelers Checks and AMEX Gift Cards; and
  • No-charge 3X5 Safe Deposit Box or equal credit for larger box, subject to availability.
  • Interest will be compounded daily, credited monthly.
  • With Private Interest Checking receive the first order of standard checks at no charge.
  • Unlimited check writing.
  • Interest will be compounded daily and credited monthly on balances in excess of $1000.
  • Available to Seniors over 55 years of age with:
    • No-charge Private Client Check orders for life of the account;
    • No minimum balance requirements to avoid monthly maintenance fee; and
    • Higher yields available on CD’s
  • With Private Personal Checking, you can simplify your financial life by making managing money easier and receive the first order of checks at no charge

All Accounts above require a minimum opening deposit of $100.00.
*Monthly Maintenance Fee waived if minimum account balance requirements are met.
** Balance requirements based on account statement cycle. Other options for avoiding maintenance fee may be available. Consult a bank representative for options.
+ Consult a bank representative for current rates.

Ask for more information about checking accounts, or contact one of our team members.