Certificates of Deposit CDARS
FEATURES Certificates of Deposit
This is a popular choice for businesses that prefer the security of knowing that there is a guaranteed rate of return on funds deposited for a specific period. Private Bank of Buckhead and Private Bank of Decatur’s CDs offer a wide range of maturity dates, competitive rates, and the option to automatically renew upon maturity.

  • Minimum Deposit $500
  • Term Lengths Available:
    • 3 Months
    • 6 Months
    • 12 Months
    • 2 Years
    • 3 Years
    • 4 Years
    • 5 Years
  • Penalty for Early Withdrawal.
The Certificate of Deposit Account Registry Service (CDARS) is a deposit and investment especially favored by non-profit organizations that must hold cash accounts that exceed standard FDIC insurance limits. Depositors using CDARS have the convenience of working with one bank, receiving one statement, and getting one rate on their investments. An additional reason organizations may want to take advantage of CDARS is that it can be used as a safe investment that is interest bearing. Example: An Atlanta private school uses CDARS to house its endowment funds, streamlining its accounts and drawing on interest earned monthly for operating expenses. This enables them to have one-bank convenience plus multi-million dollar enhanced FDIC coverage. More information.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.

Ask for more information about CDs, or contact one of our team members.